Terms of Service

Last updated: August 16, 2026

1. Agreement to Terms

By accessing navigatecoverage.com, you agree to these Terms of Service. If you do not agree, please do not use our website.

2. Services Description

Navigate Coverage is an informational resource that connects consumers with licensed insurance agents and carriers. We do not sell insurance directly. We provide educational content and facilitate connections between consumers seeking insurance quotes and licensed insurance professionals.

3. No Insurance Advice

Content on this website is for informational purposes only and does not constitute insurance advice. Consult a licensed insurance agent for guidance specific to your situation.

4. Eligibility

You must be at least 18 years old to use our services.

5. User Conduct

You agree not to: provide false information; use the site for unlawful purposes; attempt unauthorized access; or interfere with site functionality.

6. Intellectual Property

All content on this website is the property of Navigate Coverage or its content suppliers and protected by applicable intellectual property laws.

7. Third-Party Links

Our site may contain links to third-party websites. We are not responsible for their content or practices.

8. Disclaimer of Warranties

This website is provided "as is" without warranties of any kind. We do not warrant uninterrupted or error-free operation.

9. Limitation of Liability

To the fullest extent permitted by law, Navigate Coverage shall not be liable for indirect, incidental, special, or consequential damages arising from use of this website.

10. Changes

We may modify these terms at any time. Changes are effective upon posting.

11. Contact

Questions? Call us at 1-800-555-0199.